Portfolio Management &
Analysis
If you haven’t already done so, we recommend an initial analysis of your
current portfolio and new production to help predict upcoming defaults and prepayments.
REsource will
work with you to coordinate the appropriate campaign to contact these
borrowers utilizing our licensed staff.
ARM Reset Campaign
Part of anticipating potential problems or runoff is to evaluate the
reset terms of customers within your portfolio and understand rate
increases that might cause ‘payment shock’ or just drive a performing
customer to seek a lower rate through a external refinance. We will work
with you to create a mailing campaign followed by an outbound calling
campaign to make sure the borrower is aware of options you may have for
them.
Portfolio Refi Campaign
Focus on performing portfolios in need of proactive customer contact for
possible refi or advance workout communication.
Portfolio Retention Campaigns
Are lower rates causing runoff of your better customers? REsource will design a
campaign to contact these customers on your behalf. We will analyze your portfolio and
create a proactive campaign designed to reach to most likely refi
customers. We will also create a reactive campaign utilizing credit
triggers that notify you whenever one of your borrowers has a credit
report pulled by a potential mortgage lender. If a borrower is
considering a new mortgage or just checking rates, we want to make sure
that you are in the game for the refinance. We are notified regularly
regarding these occurrences and will immediately contact these borrowers
to make sure they know that you, as their current servicer, have
alternatives for them to consider.
Portfolio Acquisition
REsource utilizes its network of clients & partners to identify distressed portfolios for
acquisition. We work with institutions, hedge funds, and individuals to
find, analyze, and acquire distressed assets meeting their specific
investment needs. Whether you are trying to sell or buy assets to
stabilize your portfolio, we can help.
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